Working capital for general contractors and trades — roofers, electricians, plumbers, HVAC, landscapers — for materials, crews, equipment and getting a new job started.
Suppliers want payment now. The client pays when the work is done — or later.
Your crew still gets paid every Friday.
The job is there. The money to start it isn't yet.
By the time a bank answers, the job has gone to someone else.
A contractor lands a $40,000 job that needs a $12,000 materials order this week, with $0 to spare until the client pays. The owner applies online, sees the options the same day, orders the materials and starts the job on schedule.
Illustrative example — not a real client, and not a quote or a promise of approval.About 2 minutes. Basic business info and your recent bank statements.
As fast as 10 minutes. Soft credit check only — no impact to your score.
Same day once approved, straight to your business account.
Yes. Materials, payroll, equipment and mobilization are all common uses — it's working capital for your business.
No. Collateral isn't required.
No. We run a soft credit inquiry to pre-qualify, which doesn't affect your score. A hard inquiry may happen at funding.
No. Clovex provides revenue-based financing — capital based on your business revenue, with a fixed payback.
About 2 minutes. No impact to your credit.
