🚀 Limited time: Same-day funding available for qualified businesses. Apply now →
Approvals Within Minutes

Get Up to $1.5M+ in Working Capital — Fast.

Same-day funding, fast approvals, all credit types considered. Business funding that moves as fast as you do.

Speak to a Specialist →
Understand your funding options in minutes
Apply for Funding →
Upload statements · Get real offers
Trusted by 1,000+ Businesses

Funding That Grows With Your Business.

From $20K to $1.5M+ — get the capital you need to hire, expand, and invest in what matters.

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No paperwork · No commitment
Apply for Funding →
Initial approvals in minutes
All Industries Welcome

Built for Real Businesses.

Retail, construction, restaurants, trucking, healthcare — we fund the businesses that power America.

Speak to a Specialist →
We'll walk you through your best options
Apply for Funding →
Same-day funding available
500+ FICO Accepted

Bad Credit? We Still Fund You.

We look at your revenue, not just your score. All credit types considered — starting at 500 FICO.

Speak to a Specialist →
Understand your funding options in minutes
Apply for Funding →
Upload statements · Get real offers
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Application Time
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Approval Speed
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Max Funding
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Min. FICO Score
⚡ Same-Day Funding
🔒 No Credit Impact to Check
📋 Simple 2-Min Application
✅ High Approval Rates
💰 Up to $1.5M+
🏦 All Credit Types Considered
🚀 Fast Approvals
📊 Revenue-Based Financing
⚡ Same-Day Funding
🔒 No Credit Impact to Check
📋 Simple 2-Min Application
✅ High Approval Rates
💰 Up to $1.5M+
🏦 All Credit Types Considered
🚀 Fast Approvals
📊 Revenue-Based Financing
Speed

Same-Day Capital. No Waiting on Banks.

Most businesses wait weeks for bank approvals. With Clovex, qualified businesses get funded the same day — in as little as 3 hours from approval.

Approvals as fast as 10 minutes
Funds deposited same day
1–2 minute application
Apply for Funding →
Business funding dashboard

Funding That Moves as Fast as You Do.

No paperwork headaches. No waiting weeks for a decision. Just fast, transparent business capital.

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Flexibility

$20K to $1.5M+. Use It Your Way.

Inventory, payroll, marketing, expansion, equipment — there are no restrictions on how you use your capital. Your business, your decision.

Funding from $20,000 to $1,500,000+
No restrictions on use of funds
Flexible repayment tied to revenue
Speak to a Specialist →
Business owner working
Social Proof
Why Businesses Choose Clovex
Apply for Funding →
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Average time from approval to funds deposited in your account
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Of applicants who qualify receive an offer within 24 hours
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Average funding amount for qualified businesses
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Average rating from funded business owners

Built for Real Businesses, Not Startups.

Retail, construction, restaurants, trucking, healthcare — we fund the businesses that power America's economy.

Speak to a Specialist →
Process
How It Works
From application to funding in four simple steps.
1

Apply Online

Complete our simple 1–2 minute application with basic business info.

2

Get Approved

Receive a decision in as fast as 10 minutes. We review your revenue, not just your credit.

3

Review Your Offer

Get a transparent funding offer with clear terms. No surprises, no hidden fees.

4

Receive Funds

Capital deposited directly into your business account — same-day funding available.

Requirements
Do You Qualify?
Most businesses that meet these basic criteria are eligible.
✓ 8+ months in business (12+ preferred)
✓ $50,000+/month in revenue ($100K+ ideal)
✓ 500+ FICO score (600+ preferred)
✓ Active business bank account
✓ Consistent business bank deposits
✓ Low NSF activity
✓ Most industries accepted

📞 Talk to Someone First?

No paperwork · No commitment

Speak to a Specialist →

📋 Ready to Apply?

Initial approvals in minutes · Final terms subject to review

Apply for Funding →

All Credit Types Considered.

Starting at 500 FICO. We focus on your business revenue and performance, not just your credit score.

Apply for Funding →
Industries
Industries We Serve
We fund businesses across virtually every industry in the US.
🛒
Retail
🍽️
Restaurants
🔨
Construction
🚛
Trucking
🏥
Healthcare
💼
Professional Services
🏭
Manufacturing
💇
Beauty & Wellness
🏠
Real Estate
📦
E-Commerce
🔧
Auto & Repair
🎓
Education
Flexibility
Use Funds Your Way
No restrictions on how you use your capital.
📦
Inventory
Stock up for seasonal demand or bulk discounts
👥
Payroll
Keep your team paid and operations running
📢
Marketing
Scale your ads, campaigns, and brand reach
🏗️
Expansion
Open new locations or enter new markets
⚙️
Equipment
Upgrade your tools and technology
💵
Working Capital
Cover day-to-day operations and cash flow gaps
Testimonials
What Our Clients Say
★★★★★
"Clovex got us $250K in less than 24 hours. We used it to stock up for the holiday season and ended up having our best quarter ever."
M
Marcus T.
Retail Store Owner, Atlanta
★★★★★
"After getting rejected by two banks, Clovex approved us in under an hour. The process was straightforward and the team was incredibly responsive."
D
Diana R.
Restaurant Owner, Miami
★★★★★
"I needed capital fast to take on a major contract. Clovex delivered $500K same-day. That kind of speed is a game changer for construction."
J
James K.
General Contractor, Dallas
FAQ
Frequently Asked Questions
How fast can I get funded? +
Qualified businesses can receive funding the same day they're approved — in as little as 3 hours.
What are the minimum requirements? +
At minimum, you need 8+ months in business, $50K/month in revenue, a 500+ FICO score, and an active business bank account.
Will applying affect my credit score? +
No. Checking your eligibility has no impact on your credit score. A hard pull may only occur after you accept a funded offer.
What documents do I need? +
Typically, your most recent 3–6 months of business bank statements. Some cases may require additional documentation.
How much can I qualify for? +
Funding ranges from $20,000 to over $1,500,000, depending on your revenue and business profile.
What can I use the funds for? +
Anything your business needs — inventory, payroll, marketing, expansion, equipment, or general working capital.
Do you work with bad credit? +
Yes. We consider all credit types, starting at 500 FICO. We focus on your business revenue and performance.
Is Clovex a loan? +
Clovex provides revenue-based financing, not traditional loans. Repayment is tied to your business revenue, making it more flexible.
Ready to Grow Your Business?
✓ No obligation
✓ No credit impact
✓ Same-day funding available
Speak to a Specialist →
We'll walk you through your best options
Apply for Funding →
Same-day funding available for qualified businesses
🤖
Clovex AI Assistant
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