Approvals Within Minutes

Get Up to $1.5M+ in Working Capital — Fast.

Same-day capital, fast approvals, all business types considered. Working capital that moves as fast as you do.

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Understand your options in minutes
Check My Options →
No credit impact · under 60 seconds
Trusted by 1,000+ Businesses

Capital That Grows With Your Business.

From $15K to $1.5M+ — get the capital you need to hire, expand, and invest in what matters.

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No paperwork · No commitment
Check My Options →
No pressure · no obligation
No Industry Restrictions

Built for Real Businesses.

Most industries qualify — We Fund the Business, not just the Industry. Your revenue tells us everything we need to know.

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We'll walk you through your best options
Check My Options →
Guided funding check
Revenue Speaks Louder

We Fund Revenue. Not Just Credit Scores.

Strong monthly deposits matter more than your FICO. Bad credit doesn't disqualify you — strong revenue does the talking.

Talk to a Specialist →
Understand your options in minutes
Check My Options →
No credit impact · under 60 seconds
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Application Time
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Approval Speed
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Max Capital
All
Credit Types
⚡ Same-Day Capital
🔒 No Credit Impact to Check
📋 Simple 2-Min Application
✅ High Approval Rates
💰 Up to $1.5M+
🏦 All Credit Types Considered
🚀 Fast Approvals
📊 Revenue-Based Financing
⚡ Same-Day Capital
🔒 No Credit Impact to Check
📋 Simple 2-Min Application
✅ High Approval Rates
💰 Up to $1.5M+
🏦 All Credit Types Considered
🚀 Fast Approvals
📊 Revenue-Based Financing
Speed

Same-Day Capital. No Waiting on Banks.

Most businesses wait weeks for bank approvals. With Clovex, qualified businesses access capital the same day — in as little as 3 hours from approval.

Approvals as fast as 10 minutes
Capital deposited same day
1–2 minute application
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Business capital dashboard

Capital That Moves as Fast as You Do.

No paperwork headaches. No waiting weeks for a decision. Just fast, transparent working capital.

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Flexibility

$15K to $1.5M+. Use It Your Way.

Inventory, payroll, marketing, expansion, equipment — there are no restrictions on how you use your capital. Your business, your decision.

Capital from $15,000 to $1,500,000+
No restrictions on use of capital
Flexible repayment tied to revenue
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Business owner working
Social Proof
Why Businesses Choose Clovex
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0
Average time from approval to capital deposited in your account
0
Of applicants receive a decision within minutes. We review revenue, not just credit.
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Average capital amount for qualified businesses
0
Average rating from approved business owners

Built for Real Businesses, Not Startups.

Retail, construction, restaurants, trucking, healthcare — we serve the businesses that power America's economy.

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Process
How It Works
From application to capital in three simple steps.
1

Apply Online

Complete our simple 2-minute application with basic business info.

~2 minutes
2

Get Your Options

Get your capital options within minutes. No hard credit pull. No waiting on a committee.

As fast as ~10 min
3

Receive Capital

Working capital deposited directly into your business account — same-day funding available for qualified businesses.

Avg. 3 hrs to Funded
Requirements
Do You Qualify?
Most businesses that meet these basic criteria are eligible.
✓ Active business bank account
✓ 3+ months of business bank statements
✓ $25,000+ recurring monthly revenue
✓ 6+ months in business (12+ preferred)
🏦
All Credit Types
500+ FICO Considered
🏗️
Most Industries
Accepted & Supported
Meeting these criteria does not guarantee approval. All applications are subject to review. Funding amounts and terms vary based on business qualifications.

📞 Talk to Someone First?

No paperwork · No commitment

Talk to a Specialist →

📋 Ready to Apply?

No pressure · no obligation · Final terms subject to review

Check My Options →

All Credit Types Considered.

We focus on your business revenue and performance, not just your credit history. All business types considered.

Check My Options →
Industries
Industries We Serve
We serve businesses across virtually every industry in the US.
🛒
Retail
🍽️
Restaurants
🔨
Construction
🚛
Trucking
🏥
Healthcare
💼
Professional Services
🏭
Manufacturing
💇
Beauty & Wellness
🏠
Real Estate
📦
E-Commerce
🔧
Auto & Repair
🎓
Education
Flexibility
Use Capital Your Way
No restrictions on how you use your capital.
📦
Inventory
Stock up for seasonal demand or bulk discounts
👥
Payroll
Keep your team paid and operations running
📢
Marketing
Scale your ads, campaigns, and brand reach
🏗️
Expansion
Open new locations or enter new markets
⚙️
Equipment
Upgrade your tools and technology
💵
Working Capital
Cover day-to-day operations and cash flow gaps
Testimonials
What Our Clients Say
★★★★★
"Clovex got us $250K in less than 24 hours. We used it to stock up for the holiday season and ended up having our best quarter ever."
M
Marcus T.
Retail Store Owner, Atlanta
★★★★★
"After getting rejected by two banks, Clovex approved us in under an hour. The process was straightforward and the team was incredibly responsive."
D
Diana R.
Restaurant Owner, Miami
★★★★★
"I needed capital fast to take on a major contract. Clovex delivered $500K same-day. That kind of speed is a game changer for construction."
J
James K.
General Contractor, Dallas
FAQ
Frequently Asked Questions
How fast can I access capital? +
Qualified businesses can receive capital the same day they're approved — in as little as 3 hours.
What are the minimum requirements? +
At minimum, you need 6+ months in business, $25K/month in revenue, a 500+ FICO score, and an active business bank account with at least 4 months of statements.
Will applying affect my credit? +
No. Checking your eligibility has no impact on your credit. A hard pull may only occur after you accept an offer.
What documents do I need? +
Your most recent business bank statements — a minimum of 4 months (sometimes up to 6). Some cases may require additional documentation.
How much can I qualify for? +
Capital ranges from $15,000 to over $1,500,000, depending on your revenue and business profile. All funding is subject to review and approval.
What can I use the capital for? +
Anything your business needs — inventory, payroll, marketing, expansion, equipment, or general working capital.
Do you work with all credit types? +
Yes. We consider all credit types. We focus on your business revenue and performance.
Is Clovex a loan? +
Clovex provides revenue-based financing, not traditional loans. Repayment is tied to your business revenue, making it more flexible.
Ready to Grow Your Business?
✓ No obligation
✓ No credit impact
✓ Guided funding check
Talk to a Specialist →
We'll walk you through your best options
Check My Options →
No impact to credit · takes under 60 seconds
👋 Hey! Need help with revenue-based financing? I can answer your questions instantly.
🤖
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