Working capital for manufacturers, fabricators and production shops — for raw materials, equipment, payroll and expanding capacity.
You pay suppliers before you ship a single unit.
Every day without it means missed deadlines and lost orders.
You deliver now and get paid 30, 60 or 90 days later.
By the time the financing comes through, the order has moved on.
A metal fabrication shop bringing in about $150,000 a month lands an order that needs $60,000 in steel before production can start. The owner applies online, sees the options the same day, and the materials are ordered that week.
Illustrative example — not a real client, and not a quote or a promise of approval.About 2 minutes. Basic business info and your recent bank statements.
As fast as 10 minutes. Soft credit check only — no impact to your score.
Same day once approved, straight to your business account.
Yes. Materials, equipment, payroll and expansion are all common uses — it's working capital for your business.
No. Collateral isn't required.
No. We run a soft credit inquiry to pre-qualify, which doesn't affect your score. A hard inquiry may happen at funding.
No. Clovex provides revenue-based financing — capital based on your business revenue, with a fixed payback.
About 2 minutes. No impact to your credit.