Working capital for agencies, consultancies, accounting and law firms, staffing and IT services — for payroll, hiring and growth.
Your people and your rent don't wait that long.
You add people months before the first invoice is paid.
Your value is your people and your clients — not equipment or inventory.
Project work makes cash flow lumpy, even when the year is strong.
A marketing agency bringing in about $80,000 a month signs a large new client and needs two hires before the first invoice is paid. It needs $50,000 to cover payroll for the ramp-up, applies online, and sees the options the same day.
Illustrative example — not a real client, and not a quote or a promise of approval.About 2 minutes. Basic business info and your recent bank statements.
As fast as 10 minutes. Soft credit check only — no impact to your score.
Same day once approved, straight to your business account.
Yes. Payroll, hiring, software, marketing and office costs are all common uses — it's working capital for your firm.
No. Collateral isn't required.
No. We run a soft credit inquiry to pre-qualify, which doesn't affect your score. A hard inquiry may happen at funding.
No. Clovex provides revenue-based financing — capital based on your business revenue, with a fixed payback.
About 2 minutes. No impact to your credit.
