Industries/E-Commerce
Online stores & sellers

Your ads are working. Don't run out of stock.

Working capital for online stores and marketplace sellers — for inventory reorders, ad spend, fulfillment and new products.

$15K – $1.5M+Funding amounts
10 minDecisions as fast as
Same dayFunding, once approved

Sound familiar?

Selling out costs you twice.

You lose the sales now, and the momentum you built takes time to get back.

Inventory is paid long before it sells.

Suppliers want payment months before the stock reaches your customers.

Payouts lag behind sales.

Marketplace and payment payouts arrive after you've already spent on ads and stock.

Banks don't get online businesses.

No storefront, so lots of questions and slow answers.

How Clovex fits

  • Based on your revenue. We look at your business bank statements, not just your credit score. 500+ FICO considered.
  • Fast. Apply in about 2 minutes, see options in as fast as 10, and get funded the same day once approved.
  • No collateral. Your inventory isn't pledged.
  • Fixed payback. You know the total upfront. Payments are daily or weekly.
Example

An online store bringing in about $100,000 a month is about to sell out of its best product and needs $50,000 for a reorder. The owner applies online in a couple of minutes, sees the options the same day, and the order goes in that week.

Illustrative example — not a real client, and not a quote or a promise of approval.

How it works

  1. 1Apply online

    About 2 minutes. Basic business info and your recent bank statements.

  2. 2See your options

    As fast as 10 minutes. Soft credit check only — no impact to your score.

  3. 3Get funded

    Same day once approved, straight to your business account.

What you need

  • $25,000+ monthly revenue
  • 6+ months in business
  • 500+ FICO score
  • 4 recent bank statements
Meeting these requirements does not guarantee approval. All applications are subject to review.

Questions online sellers ask

Can I use the funds for inventory and ad spend?

Yes. Inventory, ads, fulfillment and product launches are all common uses — it's working capital for your business.

Is my inventory used as collateral?

No. Collateral isn't required.

Will checking my options affect my credit?

No. We run a soft credit inquiry to pre-qualify, which doesn't affect your score. A hard inquiry may happen at funding.

Is this a loan?

No. Clovex provides revenue-based financing — capital based on your business revenue, with a fixed payback.

Ready to see what your store qualifies for?

About 2 minutes. No impact to your credit.

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