Working capital for stores and boutiques — for seasonal inventory, bigger supplier orders and the slow weeks in between.
Holiday stock gets ordered in late summer, while sales are still quiet.
A bigger order paid upfront costs less per unit — if the cash is there when you need it.
Weeks of paperwork don't match an order you need to place this week.
A slow stretch can squeeze payroll and rent right before your busy season.
A clothing boutique bringing in about $60,000 a month needs $40,000 in September to stock up for the holidays. The owner applies online in a couple of minutes, sees the options the same day, and has the new inventory on the shelves before November.
Illustrative example — not a real client, and not a quote or a promise of approval.About 2 minutes. Basic business info and your recent bank statements.
As fast as 10 minutes. Soft credit check only — no impact to your score.
Same day once approved, straight to your business account.
Yes. It's working capital for your business — inventory, payroll, rent, marketing or a renovation are all common uses.
No. Collateral isn't required.
No. We run a soft credit inquiry to pre-qualify, which doesn't affect your score. A hard inquiry may happen at funding.
No. Clovex provides revenue-based financing — capital based on your business revenue, with a fixed payback.
About 2 minutes. No impact to your credit.
